Never Let a Certificate Quietly Lapse

The Problem

Every Main Contractor wants proof your insurance is current, usually right when you're already busy with something else. Certificates live in an email somewhere, a folder somewhere else, and nobody's entirely sure which one is the latest.

The Consequence

A lapsed certificate isn't just paperwork — some contracts won't let you keep working, or claiming, without current cover on file. Finding out at the wrong moment costs you time you don't have.

How Subbie HQ Helps

Store every certificate — Public Liability, Contract Works, Professional Indemnity, Vehicle, and anything else you carry — against your business, once, instead of per project. Distribute the right certificate to the right Main Contractor when a job needs it.

Get warned six weeks out from expiry, and again if one actually lapses, by email and push notification — the same staged reminder approach that already watches your Variation and Site Instruction deadlines.